Interesting idea or not?

1. National Wealth Fund: The United States establishes a national wealth fund that invests in industries and assets that benefit the country, such as infrastructure, healthcare, renewable energy, technology, and even national parks. A portion of this wealth fund could also come from revenue-generating government resources, like federal lands or patents.

2. Universal Dividend System: Every American, regardless of income, receives a quarterly or annual dividend from the profits generated by this national fund. This dividend could be viewed as a "citizen’s share" of the country’s productivity, encouraging a sense of shared ownership and investment in the country’s success.

3. Profit Caps and Charitable Overflow: There would be a cap on how much profit an individual or corporation can retain after dividends. For example, individuals could receive dividends up to a maximum threshold based on income, after which the excess goes to an "Excess Wealth Pool" for public benefits. This pool could fund education, healthcare, infrastructure, or social programs or be redirected to vetted charities serving pressing social issues.

4. Community Investment Option: Individuals and corporations who exceed the profit cap could have a say in how the excess funds are allocated within certain guidelines. They might choose among initiatives like environmental protection, community health, or technology grants that align with their values, giving them an active role in the social reinvestment process.

5. Charity and Philanthropy-Driven Tax Reduction: People and companies who reinvest directly into qualifying charitable causes would receive credits that reduce any excess profits that would go to the national fund. This encourages reinvestment in society and community-driven growth.

6. Annual Public Report and Adjustment: Each year, the fund’s managers would issue a public report detailing total dividends paid, overall economic growth, and benefits distributed through the excess wealth pool. This transparency would keep the public engaged, and the model would be reviewed and adjusted to meet changing needs and goals.

This model would distribute wealth more equitably while encouraging high earners to contribute positively to society when they surpass the income cap. It could create a more stable and resilient economy and a sense of shared purpose among Americans, with everyone invested in national success.